by authentictitle | Apr 3, 2014 | Title and Closing
What is title insurance and why should any buyer get it when purchasing a home (single family, townhouse, condo, apartment, or whatever format your home purchase takes)? Doesn’t the attorney or settlement company handling the closing see to it that you have a...
by authentictitle | Mar 28, 2014 | Sales Process:
Today, your first “showing” will be on the Internet – you’re watching this on the Internet, right? Your price, listing description and PHOTOS determine whether someone will visit in person. Consider professional staging advice or help. Prep for photos and...
by authentictitle | Mar 28, 2014 | Sales Process:
Professional “staging” may include the exterior, but if you’re doing it all yourself, try the five things outlined in this video. 1 – Landscape & lawn. That’s the first impression; make it a good one. Mow, prune, edge and get rid of junk! 2 – Paint And...
by authentictitle | Mar 28, 2014 | Sales Process:
For many homes and markets, professional help from someone in “staging” makes good financial sense. Like this video say, check your staging options first. If you are doing it yourself, here are 5 key tips. One – Depersonalize. You want the buyer to envision...
by authentictitle | Mar 28, 2014 | Going To Market:
Home size is one of the key figures used in comparisons. But you may have different measurements to choose from, as you’ll learn in this video, including builder, appraiser, tax records and possibly owner records. Which one is right, and which one is best? The...
by authentictitle | Mar 28, 2014 | Going To Market:
If you’re selling, don’t do these things – take some notes from the video! 1. Don’t Sell Before The House Is Ready. If it doesn’t present well, it won’t sell well. 2. Don’t Over-Improve People buy houses in neighborhoods. If yours is so “improved” that it sticks...
by authentictitle | Mar 28, 2014 | Financing:
Every house is unique; appraisers are trained and licensed for expertise in putting a value on properties. Appraisers don’t work for the buyer or the seller; their primary mission is actually to protect the lender who’s risking money against the home’s value....
by authentictitle | Mar 28, 2014 | Sales Process:
As this video explains, a signed sales contract doesn’t mean your house is sold. There are still financial, contractual and legal steps for both sides. The buyer has to get financing to meet the contract terms – which includes credit checks. The property is...
by authentictitle | Jan 13, 2014 | Mortgages:
Discount points allow you to lower your interest rate. While this video simplifies things to help you remember, “points” are essentially prepaid interest with each point equaling 1% of the total loan amount. Generally, for each point paid on a 30-year mortgage the...
by authentictitle | Jan 13, 2014 | Title and Closing
As we show you in this video, an escrow account is an account, established by your lender, to set aside a portion of your monthly mortgage payment to cover annual charges for homeowner’s insurance mortgage insurance (if applicable), and property taxes....